Mortgage and Finance

Without finance, the deals don't get through. In this area we share with you our viewpoint on the direction the industry's moving. We interpret the headlines for you and show you what you should be paying attention to.

Why I dismissed the draft EU Legislation on restricting Buy To Let Mortgages...

Let's step back for a minute... Would you lend money to a person you probably don't know and who won't tell you what other debts, commitments, and assets they have?
Posted on Tuesday 31st Jan 2012 by Brett Alegre-Wood - Read the article | comments

WOW - Woolwich is back to lending at 75pc

Great news! Woolwich have entered back into 75% Loan to Value Lending for Buy to Let!*
Posted on Wednesday 25th Jan 2012 by Makeda Henry - Read the article | comments

Great Buy To Let news for all investors

We've just heard from Karen Wright, Head of Mortgages at The Buy To Let Mortgage People, that Leeds Building Society has made a positive start to 2012 in the mortgage market. Here's what Karen had to say...
Posted on Thursday 12th Jan 2012 by Makeda Henry - Read the article | comments

Our 5 Property Guarantees: taking away the risk in working with us!

Rather than having you begin your relationship with us by taking all the risks yourself, we take them from you by giving you a guarantee that certain things will and won't happen. Read on for the details...
Posted on Sunday 1st Jan 2012 by Brett Alegre-Wood - Read the article | comments

Our 4 Property Guarantees: taking away the risk in working with us!

Rather than having you begin your relationship with us by taking all the risks yourself, we take them from you by giving you a guarantee that certain things will and won't happen. Read on for the details...
Posted on Thursday 3rd Nov 2011 by Brett Alegre-Wood - Read the article | comments

60s are the new 40s -- how over 60s can still build a thriving portfolio

A whole generation of baby boomers are quickly waking up to the nightmare that is their underfunded retirement. It's unfortunate and I've been saying it for years... and now more people over 60 are realising it's not too late to do something.
Posted on Monday 5th Sep 2011 by Brett Alegre-Wood - Read the article | comments

Is it realistic to have cashflow positive investment property 100% of the time?

It's a great idea, and I'm all for going for cashflow positive when it's doable and realistic, but it all depends on where the market is currently. But -- there are reasons why I don't always go for it.
Posted on Monday 22nd Aug 2011 by Brett Alegre-Wood - Read the article | comments

London riots and their effect on your property

You've no doubt been watching the news reports about the riots going on in various cities around the UK. Will these affect property prices? Click through for my view.
Posted on Wednesday 10th Aug 2011 by Brett Alegre-Wood - Read the article | comments

The 3 Biggest Problems With Property Valuations Today

If you're a current investor or thinking of getting into the market, it's vital that you understand the 3 biggest problems with valuations and how to deal with them. (and it could mean a great deal for you too)
Posted on Tuesday 26th Jul 2011 by Brett Alegre-Wood - Read the article | comments

Ridiculous criteria on new build get even more ridiculous

New build property is the lifeblood of any economy, and classing any property , by classifying anything up to 5 years old as "new build" heavily restricts lending and places stress on an already desolate marketplace.
Posted on Wednesday 20th Jul 2011 by Brett Alegre-Wood - Read the article | comments

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