The perfect complement to your off-plan purchase: the deposit bond

Often times there is a great deal of time between the exchange of a property and completion in the case of an Off the Plan purchase. So this can means that you have to commit your deposit for a long time. There are many reasons that you might

Check out our new "Upcoming Events" page...

As we are now expanding our events to include workshops for new clients and old, our website monkey Murray has created a new page where you can read all about our upcoming events and sign up at the click of a button!So, why not click

It's a perfectly natural part of building a portfolio...

Sorry i haven't written for a while, I have been focussed on getting the book ready for publishing. We've also been spending a lot of time designing and planning the workshops which will become an integral part of the 3+1 Plan. Add to that th

10 tactics to survive the 2008/2009 downturn...

Some of you may not know but we are on the process of expanding YPC into Australia and New Zealand. This has meant Simon and I have been investing many long hours late into the night to setup and run the Aussie/Kiwi side of the business.A

New build shake up will bring certainty back to the market...

Just wanted to update you on the current happenings within the new build market.The Council for Mortgage Lenders (CML), Royal Institute of Chartered Surveyors (RICS) and the various National House builders have been working on a new schem

What to do if your 85% mortgage can only be refinanced to 75%...

Some of you may be facing the stark reality of an upcoming remortgage even though your loan to value or rental calculations are clearly nowhere near where t need to be to secure the same amount of mortgage as you had before.I don't thi

Credit Crunch: a new sting in its tail...

Credit Crunch Stage 1This stage was all about poor lending practices in the US and the fact that these lenders in the US had sold their loan books onto other companies around the world. This stage was also about declaring

The same me, rebranded

There comes a time in every boy's life when he meets the woman of his dreams and decides to get married. For me this is happening on the 25th of October 2008 in Sydney, Australia. We have a wonderful day planned with the ceremony being a crui

May 08: 75% mortgages and other Buy to Let Ramblings...

Isn't it amazing the difference 5 months make in the property cycle. Consider January 2008 through to May 2008.85% becomes 80% becomes 75%...Well it looks like that mortgages are at 75% for the time being. We dropped fr

Stability returning to the markets...

Just wanted to update you all on the current state of the market. The first thing is that the credit crunch is over. I think it ended about a month ago as the mortgage markets settled down and the mortgage products s

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